| dc.description.abstract | The study establishes the effect of Credit financing on performance of Small and Medium
Enterprises (SMEs) in Nakawa Division. The variables of the study were credit financing
with dimensions of credit assessment, risk management and credit monitoring and business
performance with dimensions of profitability, sales volume and market share. The study was
guided by objectives: of assessing the effect of credit assessment on profitability of SMEs,
examining the effect of risk management on market share of SMEs and to investigate the
effect of credit monitoring on sales volume.
A stratified sampling methodology was employed to determine 127 respondents from
different business types in Nakawa Division .
The study used a case study design and adopted both quantitative and qualitative approaches
that used questionnaires and interview guide as the research approaches. It was carried out for
four operational periods 2014, 2015, 2016 and 2017.
Business owners were then interviewed to examine the effect of credit financing on the
performance of their businesses. The findings indicate that business owners have paid
attention to credit assessment, monitoring and risk assessment and this has helped the
performance of SMEs to improve | en_US |
