| dc.description.abstract | ABSTRACT
The study seeked to establish whether development fund programmes contribute to poverty
alleviation among poor people living in rural areas.
A case study research design was used to undertake the study by the help of both qualitative and
quantitative research approaches. A sample of 80 respondents were drown from a study
population of 164 people which was a half of the entire population (328) directly benefiting from
these programme .The data about development funds programmes and poverty was collected and
analyzed using the statistical package for social Scientists (SPSS) to generate tables for which
analysis and discussion were made.
The findings revealed that development fund loans which fall under fininancial support under the
scheme contribute much in poverty alleviation among poor households in rural areas with
majority of the beneficiaries being women as compared to men. However, it was also found out
that short term projects especially the provision of quality improved seeds varieties such as
bananas, maize, cassava among others, quality breads of animals such as pigs, goats, cattle also
have some significant role they have played towards poverty alleviation among poor household
in rural areas. These programmes have increased peoples savings which influence investment
and poverty reduction.
It was recommended that since development fund programmes are the best tools for household’s
poverty alleviation especially in rural areas, government should fund them the more to increase
their efficiency and effectiveness to reduce poverty among poor rural household in the country.
More over, SACCOS should also revise some of their loan terms that are truly unfriendly to their
clients and training of the members and regular financial advice will help the loan borrowers put
the loans into profitable ventures that can help them earn profits and in the end increase on their
disposable incomes and repay back the loans with out difficulties among other recommendations | en_US |
