| dc.description.abstract | This study intended to evaluate the Effect of Microloans on improvement of Women Welfare
considering a case study of Nyendo-Ssenyange Division in Masaka Municipality.
The research focused on the research objectives of, To find out the types of microloans given
to the women to improve their welfare in Nyendo-Ssenyange division in masaka
municipality. To find out how microloans have improved the standards of living of women in
Nyendo-Ssenyange division in Masaka municipality. To find out the challenges of
microloans on the improvement of the women welfare in Nyendo-Ssenyange division.
This researcher used the questionnaire approach as the data collection tool.
The findings revealed that most of the women who benefit from microloan belong to the age
bracket between 26-35 years with generally an education background below degree Level
particularly a majority belonging to diploma level, Certificate level, O and A level .
Furthermore, in reference to the findings, the Agricultural loan is the most common
microloan received followed by the Small business loan and the lastly, the Student tuition
loan. The findings revealed that indeed all the loans have a role on women welfare although
there still remain numerous challenges when using the loans and the most outstanding
challenge is the high
Interest rates charged. The study also revealed that there are also many challenges when
acquiring the loans but the most outstanding being the Microloan lenders give out microloans
basing on the return.
Hence the recommendations from the research study include the interest rate charged on
micro loans should be kept low to enable women borrow so as to improve on their welfare.
And those for further research like Future researchers should also find out the effect of
lending policies grated to women while acquiring of microloans.
1
CHAPTER ONE
GENERAL INTRODUCTION
1.0 Introduction
The study focused on the effects of micro loans on the improvement of women's welfare in
Nyendo-Ssenyange Division Masaka Municipality. This chapter looked at the background of
the study, the problem statement, major objective, specific objectives, research questions,
scope of the study, justifications of the study, and significance. | en_US |
